Bank of America
Bank of America® Customized Cash Rewards
- Annual fee
- $0
- Regular APR
- 17.49%–27.49%
6% cash back in a self-selected category for the first year (3% after), 2% at grocery stores and wholesale clubs, 1% on everything else
Find The Bank That Actually Fits You
Bank Compass is not a bank, is not FDIC-insured, does not provide financial advice, and is not affiliated with the entities compared unless otherwise noted. Rates and terms change — always verify on the bank's official website.
Capital One
Capital One Platinum
- Annual fee
- $0
- Regular APR
- 28.99%
No rewards program — built for credit building, J.D. Power's #1 card for customer satisfaction in its category
Chase
Chase Freedom Flex®
- Annual fee
- $0
- Regular APR
- 18.24%–27.74%
5% cash back on rotating quarterly categories (up to $1,500/quarter with activation), 5% on Chase Travel, 3% on dining and drugstores, 1% on everything else
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41 cards from 9 banks
BrowseShowing 3 of 41 matches. See the full ranking
Compare Banks
See what each bank charges and pays before you move money.
- Top savings APY
- 3.15%
- Checking fee
- $7/mo
$500 combined balance in Spend/Reserve, or $500+ in qualifying direct deposit
- Top savings APY
- 0.01%
- Checking fee
- $5/mo
Account holder aged 13-24
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10 U.S. banks, checked field by field
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Compare Mortgages
The rate next to the APR, and what each quote assumes.
- 30-year rate
- 6.875%
- 30-year APR
- 7.141%
740 FICO. Rates stamped 4:34 AM UTC on the day we checked.
- 30-year rate
- 6.375%
- 30-year APR
- 6.575%
$350,000 at 80% LTV (conventional), $250,000 at 95% (FHA), $1,300,000 at 70% (jumbo and ARM). 30-day lock, single-family purchase, Chicago IL 60629. Rates stamped Aug 3, 2026 10:41 AM ET.
- 30-year rate
- 6.875%
- 30-year APR
- 7.10%
$200,000 loan, ZIP 95464, "excellent credit (including a credit score of 740 or higher)". Every rate shown includes 0.610–0.878 discount points already paid. Rates stamped Aug 3, 2026 2:12 PM UTC.
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7 U.S. lenders, rate and APR side by side
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Compare Insurance
What each policy actually covers, next to who can pay it.
- Financial strength
- A++ (Superior)
- Advertised from
- Quote
- Financial strength
- A++ (Superior)
- Advertised from
- Quote
- Financial strength
- A+ (Superior)
- Advertised from
- Quote
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7 companies, financial strength first
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Compare Loans
The full APR range, and the fee that changes what it costs.
- APR range
- 6.99% – 35.49%
- Origination fee
- 0% – 7%, deducted from the money you receive
Range already assumes the autopay and member discounts are applied — without them you pay more.
- APR range
- 7.24% – 25.39%
- Origination fee
- Not verified yet
The low end is not the usual outcome: LightStream reports that 29.46% of approved applicants who asked for its lowest rate actually got it (Jan–Mar 2026). Rates without AutoPay are 0.50 points higher, and the 7.24% figure is its own payment example, not a floor.
- APR range
- Not verified yet
- Origination fee
- Not verified yet
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7 lenders, fees in plain sight
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Compare Investing
What each platform charges — and what it earns when it doesn't.
- Stocks & ETFs
- $0
- Account minimum
- $0
"$0 commissions for online US stock, ETF, and option trades." Fidelity's own funds trade at $0, but a non-Fidelity fund with a transaction fee costs $49.95 per purchase — and a no-transaction-fee fund sold inside 60 days costs $49.95 too.
- Stocks & ETFs
- $0
- Account minimum
- $0
Unlimited $0 online trades on stocks and ETFs, and $0 on thousands of mutual funds from a wide range of providers.
- Stocks & ETFs
- $0
- Account minimum
- $0
$0 online stock and ETF trades with no trade or balance minimums.
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13 platforms, real cost in plain sight
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Retirement & Planning
IRAs, 401(k) rollovers and the fee that quietly compounds for forty years.
- Management fee
- None — self-directed
- Account minimum
- Not verified
Retirement accounts are free to open and have no maintenance fees. The page does not publish an opening minimum, so we do not print one.
- Management fee
- None — self-directed
- Account minimum
- $0
No account-opening fees or minimums — invest with as little as $1. The $0 commission on US stocks and ETFs is the same inside the IRA as outside it.
- Management fee
- 0.00%
- Account minimum
- $0
No advisory fee while the balance is under $25,000; at $25,000 it becomes 0.35% a year on the whole balance. No minimum to open, though investing starts once the balance reaches $10.
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8 providers, 2026 IRS limits verified
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Student & Youth Banking
Accounts built for people still in school, where the fee usually disappears.
- Monthly fee
- $0/mo
Ages 13-17, requires a linked account from a parent or guardian; converts to Chase Total Checking at 19
- Monthly fee
- $0/mo
Only for enrolled students under 25 in high school, college or vocational training; no monthly fee and no overdraft charges
- Monthly fee
- $0/mo
No fee for up to 6 years for active students; may require proof of enrollment; converts to standard Virtual Wallet afterward
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6 accounts with the fee rules spelled out
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Start here
Four guides that cover most of what these pages assume you already know.
- What Is APY, and Why It Matters More Than the Interest RateAPY (Annual Percentage Yield) is the actual return you'll earn on a savings account in a year, including compounding. It's the number to compare — not the interest rate alone.Guide · 3 min read
- How to Choose a Checking Account Without Overpaying in FeesMost checking account fees are avoidable — but only if you actually meet the condition the bank sets. Here's how to check before you open an account, not after the first fee posts.Guide · 3 min read
- Why a 700 Credit Score Isn't as Good as You Think700 sounds like a strong number because it looks like a school grade out of 100. On a scale that runs to 850 it is squarely mid-table — and the gap between mid-table and excellent is measured in the rate you are offered, every time you borrow.Guide · 4 min read
- What Is the FDIC, and Is Your Money Actually Insured?The FDIC insures deposits at member banks up to $250,000 per depositor, per insured bank, for each account ownership category. Those three qualifiers are the whole rule — and they are also how a household can be covered for far more than $250,000 at one bank.Guide · 4 min read
Free calculators
Comparing products tells you which one is cheaper. These tell you what the difference is worth on your own figures.
- Compound Interest CalculatorSee how your money grows with compound interest — add contributions and compare to the S&P 500's real historical returns.
- Credit Card Payoff CalculatorSee how long paying only the minimum really takes, and how much an extra $50 or $100 a month saves.
- Mortgage Calculator (PITI + PMI)Estimate your monthly mortgage payment — principal, interest, property tax, insurance, and PMI.
- 50/30/20 Budget CalculatorSplit your income into needs, wants, and savings using the 50/30/20 rule.
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