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Insurance · 2026

Protect what matters most. Pay less for it.

Compare top-rated auto, home, and life insurance policies. Find the right coverage to protect your family and assets without overpaying.

Education & Resources: how bundling policies cuts what you pay

5 of the 7 companies here carry an A.M. Best rating we verified. The other two do not, and their cards say so rather than borrowing a grade.

Bank Compass is not a bank, is not FDIC-insured, does not provide financial advice, and is not affiliated with the entities compared unless otherwise noted. Rates and terms change — always verify on the bank's official website.

Start with what you need to cover

Pick a line and the whole page follows it: the cards, the checkboxes and their counts. Auto is open by default because it is the policy most people are legally required to hold.

Choose a type of insurance

Liability is what the state makes you carry; collision and comprehensive are what actually repair your car. Most people are underinsured on the first and over-insured on the second.

Your deductible and limit, in dollars

These two numbers do not set your premium — nobody can quote that without knowing you. What they do decide is how a claim gets split, and that is pure arithmetic. Move them and watch who pays what.

The most the policy will pay. Anything past it is yours again.

Who pays what on a $25,000 claim

You, as the deductible
$500
The insurer
$24,500
You again, above the limit
$0
Out of pocket
$500
Only show insurers that publish

6 insurers in Auto Insurance

State Farm logo
4 lines covered

State Farm

State Farm Mutual Automobile Insurance Company

3.7

Financial strength

A++ (Superior), stable outlook

Rated entity: State Farm Mutual Automobile Insurance Company

Advertised from

Quote required

Premiums depend on you, not on the insurer's price list.

Coverage, discounts & the fine print

Top discount

Drive Safe & Save™ telematics (amount not published)

Claims

Not verified yet

What it covers

Liability vs. full coverage is the choice that moves the price most; we have not verified which tiers this insurer sells.

  • A++ (Superior) — the top financial strength grade AM Best gives
  • Covers 4 lines under one login
  • Lists its discounts but never says what they save you
Get Free QuoteCheck the source

Figures verified 2026-08-04 · no premium shown because none is published

GEICO logo
5 lines covered

GEICO

Government Employees Insurance Company

4.6

Financial strength

A++ (Superior), issuer credit rating "aaa", stable outlook

Rated entity: Members of Government Employees Group (GEICO)

Advertised from

Quote required

Premiums depend on you, not on the insurer's price list.

Coverage, discounts & the fine print

Top discount

Membership and employer groups: 800+ groups

Claims

Report and track a claim online, with Auto Repair Xpress® for repairs.

What it covers

Several of the lines GEICO lists — travel, pet, jewelry — are placed with third-party carriers rather than underwritten by GEICO itself.

  • A++ (Superior) — the top financial strength grade AM Best gives
  • Publishes the amount saved on 2 discounts
Get Free QuoteCheck the source

Figures verified 2026-08-04 · no premium shown because none is published

Progressive logo
3 lines covered

Progressive

The Progressive Corporation

4.6

Financial strength

A+ (Superior), issuer credit rating "aa"

Rated entity: Members of The Progressive Corporation

Advertised from

Quote required

Premiums depend on you, not on the insurer's price list.

Coverage, discounts & the fine print

Top discount

Bundle home and auto: over $1,000 on average for new customers

Claims

Report or track a claim online, or by phone at 1-855-347-3939.

What it covers

Liability vs. full coverage is the choice that moves the price most; we have not verified which tiers this insurer sells.

  • Publishes the amount saved on 7 discounts
Get Free QuoteCheck the source

Figures verified 2026-08-04 · no premium shown because none is published

Allstate logo
3 lines covered

Allstate

The Allstate Corporation

3.6

Financial strength

A+ (Superior), issuer credit rating "aa"

Rated entity: Members of Allstate Insurance Group

Advertised from

Quote required

Premiums depend on you, not on the insurer's price list.

Coverage, discounts & the fine print

Top discount

Not verified yet

Claims

Not verified yet

What it covers

Liability vs. full coverage is the choice that moves the price most; we have not verified which tiers this insurer sells.

  • Publishes no discount list we could read
Get Free QuoteCheck the source

Figures verified 2026-08-04 · no premium shown because none is published

USAA logo
5 lines covered

USAA

United Services Automobile Association

4.0

Financial strength

A++ (Superior), issuer credit rating "aaa"

Rated entity: United Services Automobile Association

Advertised from

Quote required

Premiums depend on you, not on the insurer's price list.

Coverage, discounts & the fine print

Top discount

Not verified yet

Claims

Not verified yet

What it covers

Liability vs. full coverage is the choice that moves the price most; we have not verified which tiers this insurer sells.

  • A++ (Superior) — the top financial strength grade AM Best gives
  • Covers 5 lines under one login
  • Publishes no discount list we could read
Get Free QuoteCheck the source

Figures verified 2026-08-04 · no premium shown because none is published

Lemonade logo
4 lines coveredApp-first claims

Lemonade

Lemonade, Inc.

Not rated yet

Financial strength

No AM Best rating published for this company that we could find — which is not the same as a bad one, but we will not borrow a group's grade to fill the gap.

Advertised from

$30/mo

Coverage, discounts & the fine print

Top discount

Bundle policies (amount not published)

Claims

Filed in the app and handled by AI. Lemonade advertises payouts "in as little as 3 seconds" and a policy set up in "as little as 90 seconds" — its own best case, not an average.

What it covers

Liability vs. full coverage is the choice that moves the price most; we have not verified which tiers this insurer sells.

  • Claims filed and settled inside the app
  • Advertises a starting price up front
  • No AM Best financial strength rating we could verify
Get Free QuoteCheck the source

Figures verified 2026-08-04

Related reading

Two of the things a quote is priced on, explained: the credit score insurers weigh alongside your age, driving history and ZIP code, and the budget the premium has to fit into once it arrives.

Run the numbers

We do not quote premiums: a real quote needs personal data this site deliberately never asks for. These put numbers on what the policy sits next to.

Free and no sign-up, on financeinyourpocket.com — our sister site.

Before you buy a policy

We are an independent comparison platform. Insurance rates are highly personalized based on age, driving history, zip code, and credit score. Final quotes may vary. Bank Compass is not an insurance company, not an agency, and not a licensed producer in any state — nothing here is an offer of coverage or personalized advice, and no policy is bound through this site.

Financial strength grades come from A.M. Best and apply to the rated insurance entity we name on each card, not to every product sold under that brand. Discounts, coverage terms and claims processes are copied from each company's own page on the date shown — they vary by state and change without notice, so confirm the current terms with the insurer before you buy.

"Get Free Quote" takes you to the insurer's official site. We sell no leads and earn no commission on those links: this page is funded by advertising, not by the companies listed on it. How we rank and verify everything.