Legal · last revised 2026-08-02
Terms of Use
What this site is
Bank Compass (bankcompass.finance) is an independent, editorial website that ranks and compares publicly available information about U.S. bank accounts and credit cards. Bank Compass is not a bank, is not FDIC-insured, does not hold or transfer money, does not require you to create an account, and does not provide financial, legal, or tax advice. By using this site, you agree to these Terms of Use.
No financial advice, no guaranteed outcomes
Content on this site — including rankings, comparisons, and articles — is provided for general informational purposes only and reflects data we could independently verify at the time noted on each page. It is not personalized financial advice and does not account for your individual circumstances. Rates, fees, and terms at banks and card issuers change; always confirm current terms directly on the relevant bank's official website before making a decision. Bank Compass does not guarantee that you will be approved for any account or card, or that any rate or fee will remain unchanged.
No affiliation, no paid placement
Bank Compass is not affiliated with, endorsed by, or sponsored by any bank, card issuer, or financial institution mentioned on this site, unless explicitly stated. Rankings are ordered by the published criterion for each category — see our methodology — and cannot be purchased or influenced by payment. Bank Compass currently has no affiliate or referral revenue from any bank or card issuer, and does not yet run any advertising; see our Privacy Policy for our plans around Google AdSense. Bank and card names, logos, and product names are trademarks of their respective owners and are used here only to identify and describe the products being compared.
Intellectual property
The text, design, and original data compilation on Bank Compass are owned by the site owner unless otherwise noted, and may not be reproduced or republished without permission. Underlying factual data (rates, fees, terms) comes from banks' own public disclosures and public sources such as the FDIC and the Federal Reserve; Bank Compass does not claim ownership of that underlying factual information, only of its own compilation, analysis, and presentation of it. We do not use third-party bank or card logos or imagery without a verified license — see our methodology for how product imagery is handled.
Limitation of liability
Bank Compass is provided "as is" without warranties of any kind. To the fullest extent permitted by law, the site owner is not liable for any loss or damage arising from your use of, or reliance on, information published on this site, including outdated or inaccurate rates and fees. If you notice information that looks wrong or outdated, please let us know.
Governing law
These Terms are intended to be governed by the laws of Spain, where the site owner resides, without regard to conflict-of-law principles. This choice of law has not been confirmed by a qualified professional. The site owner is a private individual resident in Spain publishing a site aimed at a U.S. audience, without a U.S. business entity — a combination with real cross-border and tax implications that this document does not resolve. This clause will be reviewed with qualified legal counsel before it should be relied upon in a dispute.
Changes to these terms
We may update these Terms as the site changes. The "Last revised" date above reflects the most recent change to this document.